Gtbank Dollar Master Card : How To Get It, Cost And Charges Limit. Recently i applied for the Gtbank dollar MasterCard through one of their
Guarantee Trust Bank branch in Lagos and i was given one week to come for the card. I now make use of the gtbank dollar master card to make online payment especially on website that accept US Dollars. I have made use of gtbank naira MasterCard to make online payment on some website but it got rejected and i received a message from gtbank, saying my naira master card was declined due to dcc restriction.
Here is the message i got From
Guarantee Trust Bank Card Service when i tried to make used of gtbank naira master card to register for google play developer console account
" Dear Valued Customer "
Declined Card Transaction: DCC Restriction .
Thank you for using your
GTBank Naira MasterCard. Please be informed that your transaction with the details below could not be completed because you have selected the
DCC payment option (
Dynamic Currency Conversion) that allows you to pay in Naira, which has been temporarily restricted on all our cards. Please reattempt the transaction and select the currency of the country you are transacting in.
Card Number : 53******4
Account Number : ******8715
Merchant Name : GOOGLE *SERVICES g.co/ payhelp#CAUS
Amount : USD0.61 (NGN 200.00 )
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i tried to
fix gtbank declined transaction : Dcc restriction. At the end, i still received same error. Due to this i decided to
apply for the gtbank dollar master card and tried it on the same website again. This time around, the payment was successful, what a relief.
So for those who want to apply for gtbank dollar master card, here is the process to get the card. From my experience.
I got an SMS notification that i should come and pick my gtbank dollar master card at the branch where i applied for it after a week. As usual, i got to the bank to pick up the card. I was given the gtbank dollar master card which was inside an envelop. At the top of the envelop, a warning message was written, stating that i should contact gtconnect service to activate the card first before changing the pin. I called gtconnect for the activation, they asked me some series of questions to know if am the owner of the card which is ok for security purpose
they also asked for the card number details and other personal information, which i gave them. They told me to wait within 1 hour, the card was activated.
After the card was activated, i was directed to meet one of their staff in charge of changing of card pin, i went and did the card change pin. I was given a white paper which contains the card pin. I went to the atm to change the card pin as usual and it was successful.
I tested it to see if i could check my account balance and it was successful.note that if you wish to check account balance via atm machine, you will have to select Current account option instead of savings, or credit. Current account option will display your account balance.
If there is one thing i like about the card is the fact that it has its own account number. This means it is not linked to your gtbank domiciliary account. This is an added advantage and also a security measure.for once, i don't like using cards that is linked to my main bank account because i want to avoid stories that touches the heart. I don't want to hear one day after waking up in the morning, that my bank account has been wiped out due to subscription based charges which i did not subscribed to. So due to the different account created for the card, it make it convenient for me to make use of it online without fear of the unknown.
It gives me freedom to make use of it online as all i have to do is to transfer money from my domiciliary account to the card account. Note that you can also make deposit into the card account if you have dollars at hand.although i have not tried to make use of it to receive online payment, maybe in the future i will.
Also note that the card is accepted in almost all countries for atm withdrawal and also online payment. For those who deal on mini importation, payment of hosting service, subscription for email marketing auto-responder, domain service etc. You can also try adding it on paypal to see if it would be accepted to verify your paypal account in Nigeria
i believe gtbank dollar master card is ok for online payment.
How To Get Dollar MasterCard From Gtbank In Nigeria
for you to get the dollar master card or visa card by gtbank in Nigeria, you will need to have a domiciliary account and it makes it easy for you to obtain it without looking for referee.for those who have dollar domiciliary account with gtbank, it is easy for you to apply for the gtbank dollar master card as all you need to do is to visit any of their branch and request for the gtbank dollar master card. Just fill the form and submit. You will be asked to come pick up the card within a week time. But as for those who don't have domiciliary account, you will have to follow the procedure below
For non-account holders, you will be required to open a GT bank dollar domiciliary account with the following documents available with you
==> A Completed (USD) Domiciliary account form
==> 2 (Two) Referees That Will Sign
==> 1 (one) recent passport photograph
==> a recent Utility Bill, a copy of your Driver's License or International Passport or National Id Card
==> Minimum opening balance of $50
this is for those who don't have gtbank domiciliary account.but if you already have dom account with gtbank, then no need for the requirements above as you are eligible to apply for the card. After getting the card, there is need to activate it
How To Activate Gtbank Dollar MasterCard
activating gtbank dollar MasterCard involves two steps which i have already mentioned. But for the purpose of understanding the process, i will mention it again.the first step involves you calling gtconnect which is written on the envelop given to you. You can use the bank's telephone to call them or make use of yours if you have the airtime to burn. I made use of the telephone inside the branch bank.
At the top of the envelop, a warning message was written, stating that i should contact gtconnect service to activate the card first before changing the pin. I called gtconnect for the activation, they asked me some series of questions to know if am the owner of the card which is ok for security purpose
they also asked for the card number details and other personal information, which i gave them. They told me to wait within 1 hour, the card was activated.
After the card was activated, i was directed to meet one of their staff in charge of changing of card pin, i went and did the card change pin. I was given a white paper which contains the card pin. I went to the atm to change the card pin as usual and it was successful.
I tested it to see if i could check my account balance and it was successful.note that if you wish to check account balance via atm machine, you will have to select Current account option instead of savings, or credit. Current account option will display your account balance.
Card Transaction Limits
The
Gtbank dollar MasterCard has transaction limits which you will see in the letter inside the envelop given to you. But for information purpose, here is a preview of what is contained inside the letter
==> ATM Withdrawal : $ 1000 (or Equivalent in the local currency of any transaction)
==> POS : No Limit
==> Web (Online) : No Limit Charges Card
==> Issuance Fee : $20 while
==> Annual Fee : $18
==> ATM Withdrawals : $3.50 per withdrawal
==> POS & Online transactions : Free POS cash
==> Advance : $6.25 + 0.1% of transaction amount
Here Is What You Need To Know To Apply For Gtbank Dollar MasterCard
=> the card is only available for those who operate dom account with gtbank, either US dollar, pounds, euro dom account
=> gtbank dollar master card will have its own separate account number. This means it will not be linked to your main dom account. Its ok for security measure
=> Savings Account holder cannot apply for this card. Although, if you have a savings account with gtbank and also operate domiciliary account with them but you don't have money in your dom account, you can apply for the dollar mastercard while they will charge you naira for the card fee if you have cash in your savings or current account.
guess with this information, you will make up your mind to apply for it and start using. cheers.
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